Glider & Equipment Coverage
A school's fleet of gliders, tandem wings, harnesses, reserves, and radios represents a major capital investment. Equipment coverage (inland marine) protects that gear against theft, accidental damage, and loss in transit to launch.
Glider & Equipment Coverage for Paragliding Operators
A single tandem wing can cost $5,000–$8,000, and a school's full inventory of solo wings, harnesses, reserves, helmets, radios, and varios easily runs $30,000–$100,000+. This gear lives in vehicles, on remote launches, and in storage — exactly the conditions standard property policies handle poorly. Equipment coverage (inland marine) follows your gear wherever it goes.
What's Covered
- Theft: Wings and harnesses stolen from your vehicle, trailer, or storage
- Accidental damage: A glider torn on a tree landing or damaged in a hard ground-handling session
- Transit loss: Gear damaged on the drive to a remote launch site
- Tandem rigs & reserves: Scheduled high-value items covered to replacement cost
What's Not Covered
- Normal wear, UV degradation, and porosity loss from age
- Manufacturer defects (a warranty matter)
- Gear left unsecured in an unlocked, unattended vehicle (check policy terms)
Rental & Demo Fleets
Schools that rent or demo equipment to students can schedule that fleet so a damaged rental wing is replaced rather than absorbed as a business loss.
What's Covered
Frequently Asked Questions
No. Liability covers injury and damage to others. Your own wings, harnesses, and reserves require a separate equipment / inland marine policy.
A $40,000 scheduled equipment policy typically runs $600–$1,400 per year for a paragliding operation, depending on storage, transit exposure, and claims history.